Unlock the Equity in Your Chesterfield Investment Property
If you own real estate in Chesterfield and want to put your equity back to work, One West Hard Money can help you do it quickly. We provide cash-out refinance loans for real estate investors who need fast, flexible capital without the long waits and rigid underwriting that come with a traditional bank.
Whether your property sits near Chesterfield Valley, off Olive Boulevard, in the Wildhorse area, or anywhere in the 63005 and 63017 zip codes, we lend on it. Our office is just down Manchester Road in Des Peres, so we know the Chesterfield market well.
Why Chesterfield Investors Choose One West
Chesterfield is one of the strongest investment markets in the St. Louis metro. Median home values run well above the regional average, rental demand stays steady year-round, and the corridor between Highway 40 and Olive continues to attract buyers from across the region. That equity you have built up does not have to sit idle.
A cash-out refinance with One West lets you:
Pull cash from a Chesterfield property you already own
Reinvest that capital into your next deal
Pay off a higher-rate or maturing loan
Free up working capital for a rehab project
Move on a time-sensitive opportunity without waiting on a bank
Property Types We Refinance in Chesterfield
We lend on the property types most common across Chesterfield’s investor portfolios, including single-family homes through four-family buildings, condos, townhomes, multi-family properties, new construction, and commercial real estate.
Chesterfield Neighborhoods We Serve
We fund cash-out refinance loans throughout the city, including the Wildhorse Creek corridor, Baxter Road, the Long Road and Chesterfield Airport Road commercial areas, the residential pockets off Clarkson and Clayton Road, Kehrs Mill, and the established neighborhoods near Chesterfield Mall and Faust Park. If your property is inside Chesterfield city limits or anywhere in the 63005, 63006, or 63017 zip codes, we can lend on it.
Why Investors Pick a Hard Money Cash-Out Over a Bank Refi?
Banks are slow. A traditional cash-out refinance can take 45 to 60 days, requires full income documentation, hits your credit, and often will not even consider an investment property that needs work. If you are a Chesterfield investor trying to recycle capital into the next deal, that timeline can cost you the opportunity.
One West moves on the asset, not the paperwork. We look at the property, the equity, and the plan. That is why investors across West County keep coming back to us.
Important Things to Know About a Hard Money Cash-Out Refinance
We fund cash-out refinance loans throughout the city, including the Wildhorse Creek corridor, Baxter Road, the Long Road and Chesterfield Airport Road commercial areas, the residential pockets off Clarkson and Clayton Road, Kehrs Mill, and the established neighborhoods near Chesterfield Mall and Faust Park. If your property is inside Chesterfield city limits or anywhere in the 63005, 63006, or 63017 zip codes, we can lend on it.
This is not a home equity loan. It is a first-position investor loan.
Hard money carries higher rates than bank financing, with the trade-off being speed and flexibility.
These loans are built for real estate investors, not owner-occupants.
Your current first-position loan will be replaced by the new One West loan at closing.
Relationship. Trust. Flexibility.
These three words drive how we lend. We want to be your capital partner for the long run, not just one transaction. Chesterfield is full of investors who are scaling, and our job is to make sure the money is there when the right deal shows up.
Ready to Pull Cash Out of Your Chesterfield Property?
Let’s talk. Tell us about the property, what you owe on it, and what you want to do with the cash. We will give you a straight answer fast.
