Reviews

Working with One West Hard Money has been an outstanding experience from start to finish. Their team is extremely easy to work with and really takes the time to guide you through the entire process. Everything was smooth, straightforward, and handled with real attention — we were even able to close in just a few weeks.

Their rates were reasonable, they communicate clearly, move fast, and make you feel like your deal actually matters. It’s rare to find a lender that combines speed, professionalism, and genuine support the way they do. Highly recommend them to anyone looking for a reliable hard money partner.

If you're looking for a hard money lender who actually shows up, this is the guy. Tim doesn’t just throw numbers at you from behind a desk — he gets hands-on, walks the property, and makes sure the deal makes sense for both sides. Closing was flexible, no unnecessary hoops or pressure, and every step felt like he truly had his clients’ best interest in mind.
There were a couple hurdles along the way, but his patience never slipped. He communicated, waited when needed, and worked with us instead of against us. It’s rare to find someone who balances blunt honesty with fairness, and that alone sets him apart.
I’ll absolutely be working with him again.

Tim was very patient with me throughout this process as I had a lot of questions and concerns. I had taken multiple bids and he ended up offering me the best one. Happy with the process

In a world of transactions and surface level profiteering, Tim took the time to get to know me personally and find the best solution for my specific situation, even late on a Friday! I would highly recommend him

Helped facilitate a fast and seamless home selling experience.

They were wonderful helping me sell my home. It was on the market for less than 24 hours before they had a buyer. Great communication through the entire process and it was easy to get everything done even though I was already living across the country.

As Corporate Broker to an investment fund I am constantly involved with real estate professionals in various markets. Unfortunately, I am not often pleased with the level of expertise and professionalism I find from real estate professionals in the marketplace. I am happy to write that Tim Estepp was one of the most professional and easy to work with agents that I have encountered in my experience as Corporate Broker. Non emotional, direct and to the point. I am hopeful to work with Tim more as a buyer's agent, listing agent representing our interests, and referral agent. Tim has earned my trust, and I highly recommend Tim as a real estate professional.

Tim at One West is incredibly knowledgeable with what he does. They have a great team that you will work well with.

I've worked extensively with both Tim and Tracy over the last 6 months and they have been incredible. They're clearly very knowledgeable when it comes to real estate and I wouldn't hesitate to work with them whatsoever in the future. They don't mess around — they just get shit done.

Affordable and easy to work with, definitely recommend!

My first time using a hard money lender. Tim and his team made everything easy and they were super friendly. One West is a great ally in the business.

Transaction went very well and good communication.

Tim Estepp very professional. He made the process of closing on our old home easy. Tim answered all of our questions. Thank you Tim

Good experience, easy process. Called them and they were able to come out the same weekend and give me an offer on my mom's house. Checked other options and found it was a fair offer. Painless process. Would recommend if you have to move a home quickly. I was motivated for a quick turnover and they assisted wonderfully.

Tim was amazing. Thanks.

I've done several Deals with One West over the years. Always professional, honest, and no non-sense. Always a pleasure working with them.

Tim and the team at One West are fantastic. Clear, straightforward, friendly, and easy to work with. Definitely a positive experience.

Tim was honest, professional and a delight to work with. Glad we were able to do business with him

Tim and his team were helpful, responsive, honest, and fair. If you need a property sold quickly at a fair price, these are your people. I would absolutely work with them again if the opportunity presents itself.

We utilize One West for all of our renovations for flip and BRRR loans. They are a great company & team. One West is a pleasure to work with and we would recommend them to any investor.

I had a chance to work with Timothy Estepp recently. I used him as my lender to flip my first property. Tim and Jean have been a great help in this process. Tim was able to give me good advice during this process. If you are looking to learn more about flipping homes, I would highly recommend One West Hard Money Lender St. Louis.

Highly recommend. Very good experience with Tim.